1 .
Another situation where you reach the front of a queue in a busy shop ('What IS it with these Brits and their queueing?'). This time you pay using a credit or debit card, and the person on the till asks you 'Would you be wanting any cashback with that?'
Frankly you would just rather pay and leave, get out of the shop and get on with your life; but the cashier is waiting for an answer. What's going on, and what do you do or say?
They are offering to give you your money back, i.e. you can walk out of the shop with the goods and also without paying. You can't quite imagine why this is, but it sounds good, so you say 'yes please'.
They are telling you that as well as paying for what you are buying, you can also draw some money 'in cash' at the same time, and they will charge that to your card in one single transaction. This might save you time queueing again later at the bank for cash. You decide to take some, maybe £25 or so.
You understand the system (as in Answer 2) but you are worried that they may charge you extra money for doing the 'cashback', so you decide not to accept it, and say 'No thank you, not today.'
You think they want you to give some cash to the people behind you in the queue, so you ask them to explain slowly and in more detail.
Sadly, Answer 1 was completely wrong!
If you go with Answer 4, you may find out how the system works ... but some of the people behind you in the queue may grow impatient at having to wait.